Investment strategies and performance

Let us introduce a simple comparison of the performance of the strategies that are used for the needs of Private Banking. We work with public sources and focus on funds that are actually used for Private Banking purposes or that are close to Private Banking strategies. Since some Private Banking services do not offer a portfolio management, you will not find all banks in the list.

We do not have the ambition to compare all possibilities, there is not enough publicly available information. However, you can get an idea of ​​how basic investment strategies behave in the hands of portfolio managers of individual banks.

More detailed information can be found on the websites of individual banks, especially in the following materials:

  • Fund Statute
  • Key Investor Information
  • Monthly portfolio manager report

Přehled k 30.11.2019

Name Bank/Private Banking Currency Investment horizon Synthetic risk Performance YTD Performance 2018 Performance 2017 Performance 2016 Performance 2015 Performance 2014 Performance 5 years Performance 4 years Performance 3 years Performance 2 years
KB Privátní správa aktiv 1 Komerční banka CZK 2 2 1.41.% -1.70% -1.20% 1.50% 0.80% 1.70% 1.10% -0.60% -1.40% -2.90%
KB Privátní správa aktiv 2 Komerční banka CZK 3 3 6.92% -4.60% 2.60% 3.30% 0.50% 3.80% 5.60% 1.80% 1.30% -2.00%
KB Privátní správa aktiv 4 Komerční banka CZK 5 4 12.82% -10.00% 8.00% 6.80% -0.10% 1.60% 6.30% 4.70% 4.80% -2.00%
KB Privátní správa aktiv 5 Komerční banka CZK 5 5 12.91% -11.40% 5.00% 1.80% 5.30% 8.40% 9.10% 0.70% -4.60% -6.40%
ČSOB Private Banking Konzervativní portfolio ČSOB CZK 2 3 4.18% -2.90% 0.20% 1.20% -0.20% 1.90% 0.20% -1.70% -1.50% -2.70%
ČSOB Private Banking Vyvážené portfolio ČSOB CZK 3 4 9.51% -6.80% 2.10% 1.20% 1.60% 3.30% 1.40% -1.90% -3.50% -4.70%
ČSOB Private Banking Růstové portfolio ČSOB CZK 4 5 13.51% -10 3.60% 1.40% 2.70% 4.40% 2.10% -2.30% -5.00% -6.40%
ČSOB Private Banking Akciové portfolio ČSOB CZK 7 5 20.16% -13.30% 6.50% 1.90% 4.20% -0.70% -4.90% -6.80%
EPB MPF 10 Česká spořitelna/Erste Private Banking CZK 3 3 6.41% -4.00% 1.80% 2.20% -1.60% -1.60% 0.01% -2.20%
EPB MPF 30 Česká spořitelna/Erste Private Banking CZK 5 3 10.61% -6.30% 5.00% 2.00% -1.20% -0.50% 0.70% -1.30%
RAIFFEISEN STRATEGIE KONZERVATIVNÍ Friedrich Willhelm Raiffeisen CZK 5 3 5.10% -2.40% -1.10% 2.10% -1.40% -3.50%
RAIFFEISEN STRATEGIE BALANCOVANÁ Friedrich Willhelm Raiffeisen CZK 10 5 9.55% -6.60% 2.50% 6.80% 2.30% 7.10% 12.10% 5.00% 2.70% -4.10%
RAIFFEISEN STRATEGIE PROGRESIVNÍ A1 Friedrich Willhelm Raiffeisen CZK 10 5 14.05% -6.50% -2.50% -9.00%
MYNEXT - BOND Unicredit CZK 3 3 7.83% -3.70% 1.90% -1.80%
MYNEXT - MULTI-ASSET Unicredit CZK 4 4 14.55% -5.90% 3.60% -2.30%
MYNEXT - EQUITY Unicredit CZK 6 5 19.05% -7.90% 3.90% -4.00%
J&T BOND J&T Banka CZK 3 2 5.29% -0.87% 4.46% 7.74% 4.77% 3.19% 18.99% 15.80% 11.03% 18.99%
J&T FLEXIBILNÍ OPF J&T Banka CZK 2 2 2.72% -1.60% 1.70% 1.90% 0.70% 5.50% 8.20% 2.70% 2.00% 0.10%
J&T OPPORTUNITY CZK OPF J&T Banka CZK 3 5 16.51% -3.70% 19.00% 7.60% 3.00% 6.20% 32.10% 25.90% 22.90% 15.30%
Gutmann Investor Konservativ Bank Gutmann EUR 4 3 8.15% -3.20% 0.80% 3.70% 0.60% 9.60% 11.50% 1.90% 1.30% -2.40%
Gutmann Investor Dynamisch Bank Gutmann EUR 7 4 12.74% -3.90% 2.00% 5.20% 1.20% 10.20% 14.70% 4.50% 3.30% -1.90%
Gutmann Investor Aktien Global Bank Gutmann EUR 10 5 22.33% -11.70% 8.80% 5.30% 4.30% 11.30% 18.00% 6.70% 2.40% -2.90%
Gutmann Strategie 365 Bank Gutmann EUR 4 4 12.40% -1.02%

Remarks:

Synthetic Risk – the risk defined by the market regulator on a scale of 1-7, the lowest risk being risk 1.

Investment horizon – recommended holding period without strategy change

Performance YTD – performance from the beginning of the year.

Total performance – summary of full year performance

Curruncy – some managers present public fund strategies only in EUR. However, they offer investments in CZK with currency hedge.

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