Investment strategies and performance
Let us introduce a simple comparison of the performance of the strategies that are used for the needs of Private Banking. We work with public sources and focus on funds that are actually used for Private Banking purposes or that are close to Private Banking strategies. Since some Private Banking services do not offer a portfolio management, you will not find all banks in the list.
We do not have the ambition to compare all possibilities, there is not enough publicly available information. However, you can get an idea of how basic investment strategies behave in the hands of portfolio managers of individual banks.
More detailed information can be found on the websites of individual banks, especially in the following materials:
- Fund Statute
- Key Investor Information
- Monthly portfolio manager report
Status as of 31.12.2019
| Name | Bank/Private Banking | Currency | Investment horizon | Synthetic risk | Performance 2019 | Performance 2018 | Performance 2017 | Performance 2016 | Performance 2015 | Performance 2014 | Performance 5 years | Performance 4 years | Performance 3 years | Performance 2 years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KB Privátní správa aktiv 1 | Komerční banka | CZK | 2 | 2 | 1.59% | -1.70% | -1.20% | 1.50% | 0.80% | 1.70% | 0.99% | 0.19% | -1.31% | -0.11% |
| KB Privátní správa aktiv 2 | Komerční banka | CZK | 3 | 3 | 7.69% | -4.60% | 2.60% | 3.30% | 0.50% | 3.80% | 9.49% | 8.99% | 5.69% | 3.09% |
| KB Privátní správa aktiv 4 | Komerční banka | CZK | 5 | 4 | 15.10% | -10.00% | 8.00% | 6.80% | -0.10% | 1.60% | 19.80% | 19.90% | 13.10% | 5.10% |
| KB Privátní správa aktiv 5 | Komerční banka | CZK | 5 | 5 | 15.81% | -11.40% | 5.00% | 1.80% | 5.30% | 8.40% | 16.51% | 11.21% | 9.41% | 4.41% |
| ČSOB Private Banking Konzervativní portfolio | ČSOB | CZK | 2 | 3 | 4.53% | -2.90% | 0.20% | 1.20% | -0.20% | 1.90% | 2.83% | 3.03% | 1.83% | 1.63% |
| ČSOB Private Banking Vyvážené portfolio | ČSOB | CZK | 3 | 4 | 10.61% | -6.80% | 2.10% | 1.20% | 1.60% | 3.30% | 8.71% | 7.11% | 5.91% | 3.81% |
| ČSOB Private Banking Růstové portfolio | ČSOB | CZK | 4 | 5 | 15.18% | -10 | 3.60% | 1.40% | 2.70% | 4.40% | 12.88% | 10.18% | 8.78% | 5.18% |
| ČSOB Private Banking Akciové portfolio | ČSOB | CZK | 7 | 5 | 22.93% | -13.30% | 6.50% | 1.90% | 4.20% | 22.23% | 18.03% | 16.13% | 9.63% | |
| EPB MPF 10 | Česká spořitelna/Erste Private Banking | CZK | 3 | 3 | 6.88% | -4.00% | 1.80% | 2.20% | -1.60% | 5.28% | 6.88% | 4.68% | 2.88% | |
| EPB MPF 30 | Česká spořitelna/Erste Private Banking | CZK | 5 | 3 | 11.44% | -6.30% | 5.00% | 2.00% | -1.20% | 10.94% | 12.14% | 10.14% | 5.14% | |
| RAIFFEISEN STRATEGIE KONZERVATIVNÍ | Friedrich Willhelm Raiffeisen | CZK | 5 | 3 | 5.30% | -2.40% | -1.10% | 2.10% | 3.90% | 1.80% | 2.90% | |||
| RAIFFEISEN STRATEGIE BALANCOVANÁ | Friedrich Willhelm Raiffeisen | CZK | 8 | 4 | 10.18% | -6.60% | 2.50% | 6.80% | 2.30% | 7.10% | 15.18% | 12.88% | 6.08% | 3.58% |
| RAIFFEISEN STRATEGIE PROGRESIVNÍ A1 | Friedrich Willhelm Raiffeisen | CZK | 10 | 5 | 14.97% | -6.50% | -2.50% | 5.97% | 8.47% | |||||
| AMUNDI UNICREDIT PREMIUM PORTFOLIO - PRUDENTIAL | Unicredit | CZK | 3 | 3 | 6.06% | -3.70% | 1.90% | 4.26% | 2.36% | |||||
| AMUNDI UNICREDIT PREMIUM PORTFOLIO - MULTI-ASSET | Unicredit | CZK | 4 | 4 | 13.06% | -5.90% | 3.60% | 10.76% | 7.16% | |||||
| AMUNDI UNICREDIT PREMIUM PORTFOLIO - DYNAMIC | Unicredit | CZK | 6 | 5 | 19.53% | -7.90% | 3.90% | 15.53% | 11.63% | |||||
| J&T BOND | J&T Banka | CZK | 3 | 2 | 5.95% | -0.87% | 4.46% | 7.74% | 4.77% | 3.19% | 21.75% | 16.98% | 9.54% | 5.08% |
| J&T FLEXIBILNÍ OPF | J&T Banka | CZK | 2 | 2 | 2.72% | -1.60% | 1.70% | 1.90% | 0.70% | 5.50% | 5.42% | 4.72% | 2.82% | 1.12% |
| J&T OPPORTUNITY CZK OPF | J&T Banka | CZK | 5 | 5 | 18.89% | -3.70% | 19.00% | 7.60% | 3.00% | 6.20% | 44.79% | 41.79% | 34.19% | 15.19% |
| Gutmann Investor Konservativ | Bank Gutmann | EUR | 4 | 3 | 8.68% | -3.20% | 0.80% | 3.70% | 0.60% | 9.60% | 10.58% | 9.98% | 6.28% | 5.48% |
| Gutmann Investor Dynamisch | Bank Gutmann | EUR | 7 | 4 | 14.18% | -3.90% | 2.00% | 5.20% | 1.20% | 10.20% | 18.68% | 17.48% | 12.28% | 10.28% |
| Gutmann Investor Aktien Global | Bank Gutmann | EUR | 10 | 5 | 26.40% | -11.70% | 8.80% | 5.30% | 4.30% | 11.30% | 33.10% | 28.80% | 23.50% | 14.70% |
| Gutmann Strategie 365 | Bank Gutmann | EUR | 4 | 4 | 13.51% | -1.02% | 12.49% |
Remarks:
Synthetic Risk – the risk defined by the market regulator on a scale of 1-7, the lowest risk being risk 1.
Investment horizon – recommended holding period without strategy change
Performance YTD – performance from the beginning of the year.
Total performance – summary of full year performance
Curruncy – some managers present public fund strategies only in EUR. However, they offer investments in CZK with currency hedge.
